"Fast approvals for new cars, pre-owned vehicles, and commercial transport fleets with up to 100% on-road funding assistance."
Whether upgrading to an executive luxury sedan, financing an electric vehicle, or adding heavy-duty commercial trucks to your transport company, vehicle acquisition demands prompt, low-interest funding. Backed by 16 years of banking sector insight, Sujan Singh Thakur arranges up to 100% on-road financing with repo-linked interest rates starting from 8.65% p.a. and expedited Delivery Order (DO) issuance across SBI, PNB, BOB, HDFC, and ICICI.
Receive multi-bank vehicle pre-qualification and dealer Delivery Order (DO) guidance from ex-bankers.
Calculate monthly installments for private cars, commercial transport, and fleet equipment based on bank reducing balance rates.
Based on 8.85% Reducing Balance ROI
No upfront file evaluation fee. Fast showroom Delivery Order issuance.
From your personal family sedan to heavy multi-axle freight transport, we map your borrowing to the ideal banking scheme for minimal down payment and maximum savings.
Up to 90% - 100% On-Road Funding
Finance your brand-new hatchback, luxury sedan, SUV, or Electric Vehicle (EV). Includes registration, road tax, and comprehensive warranty under favorable bank terms.
Finance Certified Cars up to 80%–85% Valuation
Purchase certified pre-owned vehicles from authorized dealers or individual sellers without liquidity stress. Transparent valuation audits ensure you borrow at fair market value.
Trucks, Tippers, Light CVs & Transit Fleets
Tailored for fleet owners, logistics operators, and first-time buyers. Finance light commercial vehicles (LCVs), heavy commercial trucks (HCVs), tippers, and multi-axle trailers.
School Buses, Inter-City Luxury Coaches & Cabs
Structured financing for educational institutions, corporate transport operators, and tourist fleet owners to procure air-conditioned luxury coaches, mini-buses, and fleet cabs.
JCBs, Excavators, Cranes & Transit Mixers
Heavy equipment credit lines for civil contractors, mining corporations, and infrastructure developers to acquire backhoe loaders, soil compactors, pavers, and hydraulic cranes.
Refinance Expensive Dealership Debt & Unlock Liquid Cash
Transfer existing high-interest car or commercial vehicle loans from non-banking financiers to leading banks at 8.65%–9.50%, cutting your monthly EMIs and releasing top-up cash.
Car buyers often accept the dealer’s in-house finance out of convenience, unaware that showrooms frequently inflate interest rates through flat-rate models, charge high processing markups, and mandate expensive dealer insurance bundles.
Showrooms often quote a "6.5% flat rate" which actually translates to an effective 12%–13% reducing rate! We secure direct institutional bank loans starting at 8.65% to 9.25% reducing.
Dealers often compel buyers to purchase in-house insurance policies costing 30% to 50% more. An advisory bank loan leaves you free to choose the best external comprehensive insurance.
Dealer NBFC contracts often impose a 4% to 6% foreclosure penalty on early closure. Public sector bank auto loans allow penalty-free pre-payments anytime!
5-Year Tenure • Monthly Installment: ₹ 32,990
Total Interest Outflow: ₹ 4,79,400 • Bundled with mandatory ₹45,000 showroom insurance surcharge
5-Year Tenure • Monthly Installment: ₹ 30,970
Saves over ₹ 1,21,000 in total borrowing costs and allows independent insurance selection!
Sujan Singh Thakur coordinates directly with retail auto credit committee heads to secure high LTV ratios, lowest repo-linked margins, and fast Delivery Order (DO) processing.
| Partner Bank | Flagship Auto Scheme | Max On-Road Funding | Max Repayment Tenure | Advisory Advantage |
|---|---|---|---|---|
| SBI State Bank of India | SBI Car Loan & Certified Pre-Owned | Up to 90% - 100% On-Road | Up to 7 - 8 Years | Lowest sovereign rates; zero prepayment penalty on floating rates; daily reducing balance |
| BOB Bank of Baroda | Baroda Auto Loan & Fleet Finance | Up to 90% On-Road | Up to 7 Years | Baroda Advantage accounts; competitive rates tied to CIBIL 750+; nominal processing fees |
| PNB Punjab National Bank | PNB Saarthi Auto & Transport Schemes | Up to 85% - 90% | Up to 7 Years | Special rate concessions for women borrowers; combined chassis + body fabrication loans |
| HDFC HDFC Bank | Custom-Fit Car Loans & Commercial CV | Up to 100% On-Road | Up to 7 - 8 Years | 30-minute digital approvals; express Delivery Order to top authorized dealerships nationwide |
| ICICI ICICI Bank | InstaCar & Commercial Fleet Suite | Up to 100% Ex-Showroom | Up to 7 Years | High surrogate loan options for doctors, CAs, and business owners with minimal paperwork |
| AXIS Axis Bank | Axis Auto Power & Construction Gear | Up to 90% - 95% | Up to 7 Years | Tailored packages for multi-axle freight transport operators and construction machinery |
Avoid dealership pressure. We handle your file through direct institutional banking desks to secure the lowest rates and express Delivery Order (DO) delivery.
We review the dealer proforma invoice, stripping out unnecessary dealer add-ons, and verify your CIBIL and income documents.
We select the partner bank offering the highest on-road funding percentage and the lowest repo-linked interest margin.
Digital credit appraisal by senior auto loan underwriters followed by transparent loan agreement signing and e-NACH setup.
The bank releases the official Delivery Order (DO) directly to your car showroom, confirming vehicle allotment and delivery.
Take delivery of your keys! The dealership registers the vehicle with the local RTO with bank hypothecation endorsed on the RC.
Zero guesswork. Pre-audit your financial proofs and dealership quotations with ex-bankers for same-day delivery order approval.
Salaried Employees, Business Owners & Fleet Transporters
Age: 21 to 65 years • Minimum 1 year in current job or 2 years in commercial trade/business.
Net take-home salary of ₹25,000/month or annual ITR gross income of ₹3.5 Lakhs for self-employed.
CIBIL score of 700+ qualifies for 100% on-road funding; special surrogate programs available for 650+.
For commercial truck/fleet buyers: Valid transport permits, fleet ownership history, or route billing contracts.
Collected hassle-free at your office or digital submission
Proforma Invoice from authorized dealership, booking receipt, and model configuration details.
PAN Card, Aadhaar Card, Driving License / Passport, and 2 passport-size photographs.
Latest 3 months salary slips, 2 years Form 16, and 6 months salary bank account statement.
Last 2 years ITRs with Computation, audited balance sheet, GST filings, and 6–12 months current bank account statement.
Consult Sujan Singh Thakur for 100% unbiased multi-bank comparison & same-day Delivery Order release.
